INSURANCE PRODUCT PROVIDER
with a comprehensive Risk Product Suite for all your Group and Individual Risk needs.
Who We are
We established Triarc in 2012 with our head office in Century City, Cape Town. We are a South African life insurance provider, specialising in competitive and innovative Group Life products for SME and Corporate clients regardless of their size or status.
We distribute our products through Employee Benefit Consultants and Intermediaries, 13B Pension Fund Administrators and Independent Financial Advisors. We are deeply committed to client service. It is our core value. We call it the Triarc Transformational Client Service Experience.
Unless a customised pricing model is required, you will receive your quote on the same day that you request it.
If it makes commercial sense, and the policy holder is not disadvantaged in any way, we are open to a profit share agreement, so that collaboration becomes mutually beneficial to all parties.
We get the basics right first to meet the client’s needs. Relevant benefits, competitive premiums, backed by solid dependable client service! We are a safe pair of hands.
Andre Dique - Chief Executive Officer
Qualifications:
Metal Mining Engineering Higher Diploma, Microsoft Certified Systems Engineer.
Andre studied Mining Engineering before moving to Cape Town in 1997 to start a career in IT. He managed an office automation business until 2005 and then joined Virgin Life Care as Operations Director and then Managing Director from 2006 to 2013.
In 2012 Andre co-founded Triarc, a life insurance provider with individual life and group life products that are sold in the South African market through a network of independent financial advisors and distribution partners.
Andre is passionate about exploring new business opportunities and finding innovative ways to unlock the potential of mutually beneficial partnerships, implementing infrastructure and systems, and building a competent team that believes in the company’s vision.
Jaco Nepgen - Chief Operating Officer
Qualifications:
BA Communications / Human Resources, Management Diploma, Certificate in Financial Planning, FAIS Representative and Key Individual
Jaco started his career at United Bank in 1992 and held various management positions at Absa and FNB bank which ranged from Retail Sales Manager, Regional Quality Assurance Manager, Private Banker and Acquisition Manager until 2010.
In 2012 Jaco co-founded Triarc, a life insurance provider with individual life and group life products that are sold in the South African market through a network of independent financial advisors and distribution partners.
Jaco has over 15 years of retail banking experience throughout the full product cycle from operational management to face-to-face distribution. He has been responsible for branch sales, capex budgeting, designing in-house marketing campaigns, and managed the quality assurance of a 2500 seater call centre for over 2 years, where he gained valuable experience in direct insurance and retail banking products.
Jaco was also part of the Department of Trade and Industry work stream to design quality assurance standards for the call centre industry in 2006.
Daniel Acres - Non Executive Director
Qualifications:
Master of Business Science (Finance), Bachelor of Business Science (Actuarial Science), FAIS Representative and Key Individual.
Daniel is the Managing Director, and co-founder of Pegasys Capital Partners. Daniel has over 15 years’ experience in financial services, gained in South Africa and Europe. Daniel has a deep understanding and appreciation of the needs of retail and institutional investors, and is passionate about bringing innovative investment products to market.
Daniel started his career in London at Oliver Wyman, a global management consulting firm. Upon moving back to South Africa, Daniel assumed the role of Chief Executive Officer of Prescient Life, which he grew into an investment platform with more than R15 Billion in assets under management, providing a comprehensive range of discretionary and compulsory investment products.
In this capacity, he worked alongside multiple asset managers, assisting them to bring their offerings to market. After leaving Prescient Life, Daniel co-founded Ngwedi Investment Managers, where he served as the Chief Operating Officer, making considerable contributions to the establishment, strategy, growth and running of the business.
Allister Langford - Director Distribution
Qualifications:
CERTIFIED FINANCIAL PLANNER ® Post Graduate Diploma in Financial Planning.
Allister is a Certified Financial Planner and has been working in the financial services sector for almost 40 years. After he finished his articles, he joined Norwich Life for several years in Cape Town as a broker consultant, achieving Broker Consultant of the Year by revenue before moving to Syfrets in Johannesburg as Regional Head of Broker Services.
After Syfrets was absorbed into Nedcor Investment Bank, Allister joined Alexander Forbes as a senior financial planner before moving into the Employee Benefits space for several years in the Cape Town office, running the Alexander Forbes IPFM (fund member financial education) program for the coastal regions. This allowed Allister to gain first-hand experience in working with Pension Fund Trustees and members, which served him well in the following years.
He left South Africa in February 2010 to join Global Alliance Seguros, a privately owned Insurance Company in Mozambique as General Manager of Life and Pensions. He was tasked with building the Life and Pensions piece of the business, and established the first private sector pension fund administration business, fund management business and umbrella fund in Mozambique, culminating in the largest private sector pension fund management business at that time in Mozambique, with Barclays Bank, Mozambique Leaf Tobacco and Mozal listed as some of the clients under administration. Global Alliance was acquired by the Absa Insurance Company during his tenure there.
Allister left GA in August 2017 to join the Unisure Group, an International Health and Life Insurer head quartered in the UK. Based back in Johannesburg, Allister was tasked with building and developing the broker distribution channel for Unisure in Africa, creating the distribution platform and broker driven sales strategy which is wholly adopted by the business today.
Allister left Unisure in February 2024 to join Triarc as a partner and to adopt the role of Head of Distribution in South Africa. Allister is based in Johannesburg.
Allister is also a certified team performance and individual life coach. He has developed a relationship management coaching program called Transcending Product, a sprint coaching session for business development consultants which brings his 32 years of experience in broker distribution into sharp focus.
If you are looking for Allister, you will most likely find him with a broker somewhere, undoubtedly his happy place.
External Expertise Behind our Range of Insurance Products
Our Products
What We Offer Brokers
- Direct line to decision makers.
- All our resources for collaboration, brainstorming, strategy, creating solutions.
- Actuarial and technical resources to analyse opportunities and develop unique product solutions for your clients.
- Share in underwriting profits and fees where appropriate.
- A referral to one of our supporting 13b Administrators for a retirement benefit quote if you require it.
Group Risk Product Suite
Triarc offers a full suite of competitively priced Group Life and Disability Risk Benefits, including stand alone Group Funeral and Group Credit Life policies
- The Triarc Group Risk (Employee Benefit) suite of products was designed off the back of extensive research into the best products and services in the market.
- Triarc has the ability to quote competitively for small groups of ten or less (with no free cover limit), and are able to match client requirements very specifically for any size group. Existing groups of 400 and more require ASISA format claims experience and an up-to-date claims list.
- The takeover process from other schemes is fully managed by Triarc and the underwriting requirements are limited by utilising forward cover and free cover limits. A travelling nurse is dispatched to the employer’s premises for outstanding medicals.
- Triarc quotes display the cost of our products as a percentage of payroll and as unit rate.
- Triarc Group Risk products are approved benefits for many Umbrella Funds (multi-employer Pension or Provident Funds) in the South African market.
View and Download our Group Risk Product Infographics here:
Permanent Disability Cover
Dread Disease Cover
Income Replacement Cover
Funeral Cover
Individual Risk Product Suite
Triarc offers a comprehensive suite of Individual Life products, including an HIV+ specific product.
Comprehensive Life Cover, Comprehensive Disability Cover, Core/Comprehensive Functional Impairment, Core/Comprehensive Dread Disease and Income Protection Benefit, and Individual Funeral Cover.
- Experience rated, 5/10 year premium guarantee options are available.
- We can provide quotes per premium or quotes per benefit.
- We give clients the option to grow their cover annually (0/3/6%), so as to keep up with inflation.
- The maximum entry age is 65.
Our HIV+ product suite offers Comprehensive Life, Core Functional Impairment, Income Protection and Core Dread Disease cover.
- The products are competitively priced with simple medical requirements.
- We were the first to market with HIV loading done upfront for an improved client experience.
- A CD4 count of 500 and viral load less than 30 is required for cover.
View and Download our Individual Risk Product Infographics here:
Comprehensive Life Cover
Comprehensive Disability Cover
Income Protection Benefit
HIV+ Products
Broker Testimonials
Contact Us
Contact us directly using the details below, or complete our contact form and one of our professional, friendly consultants will get back to you.