with a comprehensive Risk Product Suite for all your Group and Individual Risk needs.

Who We are

We established Triarc in 2012 and are headquartered in Century City, Cape Town. We are an intermediate size insurance provider in the South African market, offering tangible value to our clients regardless of their size or status.

As part of our business strategy, we work together and build partnerships with people who share our values, and with whom we can build towards a shared vision. We have rapid turnaround times, especially when providing quotations, and our core strength lies in using creativity to enable ourselves and our partners to engage a client’s full potential.

In order for collaboration to be fruitful for all parties involved, we share the rewards with our partners through innovative partnership models.

We always start by doing the fundamentals properly, which is why we provide excellent benefits, affordable rates, and top-notch service.

Andre Dique - Chief Executive Officer

Metal Mining Engineering Higher Diploma, Microsoft Certified Systems Engineer.

Andre studied Mining Engineering before moving to Cape Town in 1997 to start a career in IT. He managed an office automation business until 2005 and then joined Virgin Life Care as Operations Director and then Managing Director from 2006 to 2013.

In 2012 Andre co-founded Triarc, a life insurance provider with individual life and group life products that are sold in the South African market through a network of independent financial advisors and distribution partners.

Andre is passionate about exploring new business opportunities and finding innovative ways to unlock the potential of mutually beneficial partnerships, implementing infrastructure and systems, and building a competent team that believes in the company’s vision.

Jaco Nepgen - Chief Operating Officer

BA Communications / Human Resources, Management Diploma, Certificate in Financial Planning, FAIS Representative and Key Individual

Jaco started his career at United Bank in 1992 and held various management positions at Absa and FNB bank which ranged from Retail Sales Manager, Regional Quality Assurance Manager, Private Banker and Acquisition Manager until 2010.

In 2012 Jaco co-founded Triarc, a life insurance provider with individual life and group life products that are sold in the South African market through a network of independent financial advisors and distribution partners.

Jaco has over 15 years of retail banking experience throughout the full product cycle from operational management to face-to-face distribution. He has been responsible for branch sales, capex budgeting, designing in-house marketing campaigns,  and managed the quality assurance of a 2500 seater call centre for over 2 years, where he gained valuable experience in direct insurance and retail banking products.

Jaco was also part of the Department of Trade and Industry work stream to design quality assurance standards for the call centre industry in 2006.

Daniel Acres - Non Executive Director

Master of Business Science (Finance), Bachelor of Business Science (Actuarial Science), FAIS Representative and Key Individual.

Daniel is the Managing Director, and co-founder of Pegasys Capital Partners. Daniel has over 15 years’ experience in financial services, gained in South Africa and Europe. Daniel has a deep understanding and appreciation of the needs of retail and institutional investors, and is passionate about bringing innovative investment products to market.

Daniel started his career in London at Oliver Wyman, a global management consulting firm. Upon moving back to South Africa, Daniel assumed the role of Chief Executive Officer of Prescient Life, which he grew into an investment platform with more than R15 Billion in assets under management, providing a comprehensive range of discretionary and compulsory investment products.

In this capacity, he worked alongside multiple asset managers, assisting them to bring their offerings to market. After leaving Prescient Life, Daniel co-founded Ngwedi Investment Managers, where he served as the Chief Operating Officer, making considerable contributions to the establishment, strategy, growth and running of the business.

Allister Langford - Director Distribution

CERTEFIED FINANCIAL PLANNER ® Post Graduate Diploma in Financial Planning.

Allister is a Certified Financial Planner and has been working in the financial services sector for almost 40 years. After he finished his articles, he joined Norwich Life for several years in Cape Town as a broker consultant, achieving Broker Consultant of the Year by revenue before moving to Syfrets in Johannesburg as Regional Head of Broker Services.

After Syfrets was absorbed into Nedcor Investment Bank, Allister joined Alexander Forbes as a senior financial planner before moving into the Employee Benefits space for several years in the Cape Town office, running the Alexander Forbes IPFM (fund member financial education) program for the coastal regions. This allowed Allister to gain first-hand experience in working with Pension Fund Trustees and members, which served him well in the following years.

He left South Africa in February 2010 to join Global Alliance Seguros, a privately owned Insurance Company in Mozambique as General Manager of Life and Pensions. He was tasked with building the Life and Pensions piece of the business, and established the first private sector pension fund administration business, fund management business and umbrella fund in Mozambique, culminating in the largest private sector pension fund management business at that time in Mozambique, with Barclays Bank, Mozambique Leaf Tobacco and Mozal listed as some of the clients under administration. Global Alliance was acquired by the Absa Insurance Company during his tenure there.

Allister left GA in August 2017 to join the Unisure Group, an International Health and Life Insurer head quartered in the UK. Based back in Johannesburg, Allister was tasked with building and developing the broker distribution channel for Unisure in Africa, creating the distribution platform and broker driven sales strategy which is wholly adopted by the business today.

Allister left Unisure in February 2024 to join Triarc as a partner and to adopt the role of Head of Distribution in South Africa. Allister is based in Johannesburg.

Allister is also a certified team performance and individual life coach. He has developed a relationship management coaching program called Transcending Product, a sprint coaching session for business development consultants which brings his 32 years of experience in broker distribution into sharp focus.

If you are looking for Allister, you will most likely find him with a broker somewhere, undoubtedly his happy place.

External Expertise Behind our Range of Insurance Products

Our Products

What We Offer Brokers

• A direct line to Triarc’s decision makers.
• All our resources for collaboration, brainstorming, strategy, and formulating solutions.
• The opportunity for you to think out the box and differentiate yourself.
• Actuarial and other resources to analyse opportunities and develop unique solutions for your clients. We are happy to white-label products for you.
• The ability to find opportunities, disrupt the status quo, and share in the underwriting profits and fees from the product that we jointly create.
• Additional income derived from offering your clients value added products.

    Group Risk Product Suite

    Triarc offers a complete suite of fully underwritten Group Risk products, including Life and Permanent Disability Cover, Dread Disease Cover, Income Replacement Cover, an Educator Benefit, and Funeral Cover. 

    • The Triarc Group Risk (Employee Benefit) suite of products was designed off the back of extensive research into the best products and services in the market.
    • Triarc has the ability to quote competitively for small groups of ten or less (with no free cover limit), and are able to match client requirements very specifically for any size group. Existing groups of 400 and more require ASISA format claims experience and an up-to-date claims list.
    • The takeover process from other schemes is fully managed by Triarc and the underwriting requirements are limited by utilising forward cover and free cover limits. A travelling nurse is dispatched to the employer’s premises for outstanding medicals.
    • Triarc quotes display the cost of our products as a percentage of payroll and as unit rate.
    • Triarc Group Risk products are approved benefits for many Umbrella Funds (multi-employer Pension or Provident Funds) in the South African market.

    View and Download our Group Risk Product Infographics here:

    Permanent Disability Cover

    Dread Disease Cover

    Income Replacement Cover

    Funeral Cover

    Individual Risk Product Suite

    Triarc offers a complete suite of fully underwritten Individual Life Insurance products, including
    Comprehensive Life Cover, Comprehensive Disability Cover, Core/Comprehensive Functional Impairment, Core/Comprehensive Dread Disease and Income Protection Benefit, and Individual Funeral Cover.

    • Experience rated, 5/10 year premium guarantee options are available.
    • We can provide quotes per premium or quotes per benefit.
    • We give clients the option to grow their cover annually (0/3/6%), so as to keep up with inflation.
    • The maximum entry age is 65.

    Our HIV+ product suite offers Comprehensive Life, Core Functional Impairment, Income Protection and Core Dread Disease cover.

    • The products are competitively priced with simple medical requirements.
    • We were the first to market with HIV loading done upfront for an improved client experience.
    • A CD4 count of 500 and viral load less than 30 is required for cover.

    View and Download our Individual Risk Product Infographics here:

    Comprehensive Life Cover

    Comprehensive Disability Cover

    Income Protection Benefit

    HIV+ Products

    Broker Testimonials


    Your service is incredible thank you

    Jacques Rheeders

    Dankie Jaco, Bliksim dit was vinnig!”

    Jan Fourie

    “Thank you so much for the speedy turnaround time on this Jaco!”

    Lorraine Dias

    “Wow. You almost break the sound barrier with your speed!”

    Helen Littlewood

    “Thank you for the information and thank you for the quick and excellent service. We really appreciate it.”

    Wimpie Vermaak

    “Wow, that was quick. Thank you.”

    Dee Ventress

    “An e-mail received from the Employer regarding the claim processed for Re Action. The experience was an excellent one from our side, Thank you to all.”

    David Graham

    “That was the fastest quote in my career !!”

    Mike Hogan

    “Dankie! Jy maak ‘n bespotting van my versoek om die kwotasie eers volgende week te kry :)”

    Jaco Pretorius

    “That was super quick, thank you.”


    “Appreciate the lightening-fast turnaround time, really appreciated.”

    Duane Naicker

    “Thank you Jaco. This is an unbelievable turnaround!”


    “Menere, Baie dankie vir die vinnige reaksie.”

    Andre Kruger

    “Dear Jaco, Thank you for your prompt response.”


    “Baie baie dankie vir jou goeie diens Jaco.”

    FJ Van Rensburg

    “Jaco, you are my favourite!”

    Loraine Dias

    “Thank you very much for your prompt assistance.”

    Mary Mosoaboli

    “Our client, xxxx and Plexus Wealth, thanks you or the speedy and efficient manner in which
    finalised this claim.”

    Reeni Chetty

    “Dankie vir die vinnige terugkom Jaco, waardeer ditDankie vir die vinnige terugkom Jaco, waardeer dit!!”

    Jaco Louw

    “Wow. That’s great service. Thank you.”

    Helen Littlewood

    Contact Us

    Contact us directly using the details below, or complete our contact form and one of our professional, friendly consultants will get back to you.

    087 231 0222

    086 235 5238

    Unit 122 The Quays, Park Lane Century City, 7441

    Complete Our Contact Form

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